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Buying Process

Buying Process

Spanish property Guide

How the Spanish Property Market Works

All real estate agents in Spain work together, sharing all their listings on different property platforms. Direct Property Investments DPI are connected to all these database networks and platforms, therefore we can provide you with access to any of these properties for sale. This means that by working with dpi, you will have access to ALL the properties for sale on the COAST!!

Buying Process:

Once DPI has found you your ideal property the most important initial step is to take the property off the market. To reserve and secure it you will need to place a holding deposit, this prevents anyone else buying and you losing it to a 3rd party. The normal amount is 3.000 to 6.000 Euros. A bank transfer or credit card payment can be made to secure the deal. Between 10 to 14 days after the reservation there will be a private purchase contract totaling 10% (including the initial deposit) of the purchase price which will state the completion period where by you will become the owner and be going to the Notary to sign the title deed in your name.

Buying costs:

As a general rule of thumb you should add between 10 and 13.5% to the purchase price to cover the buying costs. Included in this figure is the property transfer tax at 8 or 10%, plus legal fees (normally 1%), Notary fees and registry fees.

Lawyers:

It is imperative to use a good English speaking lawyer with offices in Spain. They will make sure that the property you are buying meets all the necessary legal criteria. If you have friends or family that has a good lawyer in Spain ask them for the details, if not we have access to a good selection of reputable lawyer firms that will look after you.

Mortgage advice:

DPI has several very experienced independent mortgage advisers that search out the best banks rates and deals for you and your requirements. We will be more than happy to put you in contact with any of them.

Currency exchange:

We offer different foreign exchange companies that are at the top of their business and will get you more Euros for your pound. Why pay banks a ridiculous commission when a good currency broker will get you more money and closer to the interbank rate.

After Sale Services:

If you are looking to rent out your property and/or have a full maintenance and management service please ask us for details. We can assist you with, Rentals, Renovations, Snags, and Furnishings.

Read here about Mortgage Information

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